Typical Questions from Concerned Investors

Retired Professionals

Mr. and Mrs. Roberts

We don’t feel currently understood.  We don't want to die with the most money we’ve ever had.  Rather, we want to enjoy our 4th quarter of life to its fullest and share our resources with those we love.  There seems to be a disconnect between our desires and those of our Advisor.  How can we better align our financial and life strategies with our desires?

Widow

Ms. Jones

My income from my portfolio has not kept up or stayed in line with my expenses.  There does not seem to be a method or reasonable allowances for my increasing withdrawal needs. I thought that's why I invested in the first place, to keep up with inflation.  What am I missing?

Professional - Medical 

Mr. Francis

I own through my Investment Firm so many funds that represent so many stocks worldwide.  This seems to me like watered down coffee or tea, what's the point? Isn't there a level that an investor owns too much of the market?  What am I paying for, if I'm only getting a broad market exposure and staying invested in the same 100% of the time?

Business Owner - Cosmetics

Ms. Rose

Why is it, that generally the Investment Industry, has a propensity to always overpromise and underdeliver?  Is there someone that can advise me in a more realistic manner?  I need some relief from this endless feeling of disappointment with my results?  

Professional - Cyber Security

Mr. Nye

Those that I have worked with so far have had a habit of getting irritated if I question them on their investment performance or recommendations.  They seem to take it personally.  This doesn’t feel right to me.  Am I missing something?

Retired Business Owners - Retail

Mr. and Mrs. Johnson

Our Investment Advisor uses some mutual and other funds for our investment portfolio that have high internal fees and there are trading costs to boot.  But we have over a million invested, isn’t that a more expensive way to go today?  And what about the inefficiency in taxes year to year?  Surely there's a more efficient way to keep our expenses low? Right?

Professional - Marketing

Ms. Green

My Investment Advisor has had one strategy from the beginning, and it seems to me they are a one trick pony.  And that pony just doesn’t have the spunk maybe it once had.  And my advisor discourages a diversity of investment managers as an appropriate strategy, is this common within the investment advisory industry?

Professional - Legal

Mr. Cole

My performance reports from my current Firm come to me more than 30-days after a quarter end.  The information has become stale and irrelevant by this time to me.  Shouldn't I have almost real-time status on an app or a secure portal available to me as I want it?  

Pending Retirement - Dental Industry

Mr. Paulson

Is it common for the investment community to discourage gifting both to family and charitable causes that I feel strongly connected to while I'm alive?  Am I being irresponsible in wanting to do these things?  How may I balance my lifetime needs with my wants in giving?

Business Owners - Semi Retired

Mr. and Mrs. Johnson

We are concerned about the political, social and economic challenges America is facing.  We are not sure that anything could lead our current Investment Advisor to seek safe havens for protecting our life savings.  Are all Advisors now just buy and hold regardless of risks?  And we are not comfortable with owning some Foreign Country stocks that are against America.  Can we invest ex-those positions with someone strategically that cares how we feel? 

Professional - Pharmaceuticals

Ms. Lynn

When I meet with my current Advisor, they seem to have an agenda that’s rigid and all about them and a presenting of their stuff.  Is there an advisor out there that will instead listen to me and hear about my life updates, both good and bad?  Address my concerns and issues?  Connect with me on a personal, even spiritual level? 

Professional - Construction

Mr. Collins

My current financial planners seem to be okay with significant debt in retirement, even when it is costing me an interest rate over and above the return that they have garnered for me over the years.  This math doesn't add up to me.  Should I liquidate some of my portfolio and pay off this debt instead?